
Young people are the most proactive pension savers
Challenging assumptions: younger adults are emerging as some of the most engaged pension savers
Apex Independent Financial Planning Ltd, Elm Lodge, 14 Elbow Lane, Formby, Merseyside. L37 4AF

Challenging assumptions: younger adults are emerging as some of the most engaged pension savers

For many families retirement planning can slip down the priority list when adult children need support

Salary sacrifice rules will tighten in 2029. Now may be a key planning window.

This article emphasises the importance of careful planning when opting for a gradual transition into retirement.

This article highlights the importance of seeking financial advice as working lives become more flexible.

Small increases in pension contributions can significantly boost long-term savings, thanks to the power of compound investment growth. Even a modest monthly rise can add tens of thousands to your retirement pot, making future financial security far more achievable.

Research into the UK’s Baby Boomer generation found that only 40–50% are on track for a moderate standard of living in retirement. Plus, those who receive financial advice are significantly more retirement-ready, underlining the importance of planning ahead.

The UK is expected to see a significant shift in assets passed down to younger generations over the next 30 years, prompting an interest in intergenerational planning.